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Get Financed For Your Dream Home Today
MY SERVICES
Loan Programs and Products Offered
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA HOME LOAN
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
USDA HOME LOAN
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
REVERSE MORTGAGE
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
SHINING STAR HERO
The Shining Star Hero Program allows for homeownership for heroes in our community!
ABOUT ME
What I Do
I am a full-service mortgage loan officer based in Murfreesboro, TN, specializing in Conventional, FHA, VA, First Time Homebuyer, and USDA loans. Whether you're buying a home or refinancing, I’m here to help you achieve your dream of homeownership or save money with a lower monthly payment.
Programs I Offer
I offer the following purchase loan programs: FHA, VA, USDA, HomePath, Jumbo, and Conventional.
Refinancing? I can help you with that, too!
I offer a wide range of refinance options to meet your needs. Whether you're looking for cash out or just a better rate and term, I can help. My refinancing programs include FHA Streamline, FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC, and Jumbo. I also offer niche programs like Non-QM Loans, Bank Statement Loans, and Jumbo Loans.
CONTACT
Feel free to text or call...
HEAR FROM OUR AWESOME CLIENTS...
Tricia is the best ever!!!
Tricia went above and beyond in guiding us through the entire process, providing comprehensive education from start to finish. Since then, every interaction in relation to the matter has been remarkably prompt and effortless. The outstanding level of patience displayed ensured that this experience remained stress-free for us. Tricia tirelessly worked day-in and day-out, collaborating closely with our Agent to find the best financial solution for our unique circumstances. When goals were set in conjunction with Tricia, rest assured that all efforts would be exerted to make them a reality. Choosing Tricia as the lender of choice made us feel incredibly at ease. I wholeheartedly recommend Tricia to all our loved ones. Words cannot adequately express the gratitude felt, as our dream home would not have been possible without the exceptional assistance received!
Donald M.
Google Review
Wholeheartedly recommend working with Tricia!
Tricia is absolutely phenomenal! We couldn't be happier with the outcome – securing the best deal for us and ensuring we got the most value for our investment. Throughout the entire process, Tricia expertly led us, helping navigate the complexities with ease. Even after the purchase, Tricia's dedication to assisting us remains evident, promptly addressing any questions that come up. The attentive and caring approach Tricia takes truly makes individuals feel well taken care of. Working with Tricia is wholeheartedly recommended for an exceptional experience!
Leticia R.
Google Review
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
I will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. I will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
I will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. I will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
Meet Tricia
With nearly 12 years of experience in the mortgage industry and over 17 years in the banking industry, I am dedicated to helping clients navigate one of the most significant purchases they will ever make—their home. Specializing in mortgage lending, I provide personalized service to guide you through the loan process smoothly and efficiently. My commitment to great service means I am always available to answer questions, offer advice, and ensure your loan closes on time. With nearly 12 years of experience in the mortgage industry and over 17 years in the banking industry, I am dedicated to helping clients navigate one of the most significant purchases they will ever make—their home. Specializing in mortgage lending, I provide personalized service to guide you through the loan process smoothly and efficiently. My commitment to great service means I am always available to answer questions, offer advice, and ensure your loan closes on time. I understand the importance of meeting deadlines and providing clear communication throughout the homebuying process. I take pride in helping my clients achieve their homeownership dreams without unnecessary stress or delays. Whether you’re a first-time homebuyer or a seasoned investor, my goal is to make your experience as seamless and straightforward as possible.
Tricia Ortiz
Branch Manager
Meet Tricia
With nearly 12 years of experience in the mortgage industry and over 17 years in the banking industry, I am dedicated to helping clients navigate one of the most significant purchases they will ever make—their home. Specializing in mortgage lending, I provide personalized service to guide you through the loan process smoothly and efficiently. My commitment to great service means I am always available to answer questions, offer advice, and ensure your loan closes on time. With nearly 12 years of experience in the mortgage industry and over 17 years in the banking industry, I am dedicated to helping clients navigate one of the most significant purchases they will ever make—their home. Specializing in mortgage lending, I provide personalized service to guide you through the loan process smoothly and efficiently. My commitment to great service means I am always available to answer questions, offer advice, and ensure your loan closes on time. I understand the importance of meeting deadlines and providing clear communication throughout the homebuying process. I take pride in helping my clients achieve their homeownership dreams without unnecessary stress or delays. Whether you’re a first-time homebuyer or a seasoned investor, my goal is to make your experience as seamless and straightforward as possible.
Tricia Ortiz
Branch Manager
Call 866-464-6972
Call 866-464-6972
Copyright © 2025 | Licensed In: FL & TN | Company NMLS: 79445 | NMLS # 677141
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
Your Consent & Privacy: By providing your phone or email, you grant consent for Tricia Ortiz to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.
Copyright ©2023 | Licensed In: FL & TN | Company NMLS: 79445 | NMLS # 677141